Know what your next chapter actually costs.
Map your spending, your runway and your financial freedom readiness, so a career move becomes a decision rather than a gamble.
Reposition the experience you already have.
Translate twenty years of work into a next-chapter direction that travels — a senior role, consulting, advisory work or a portfolio career.
Stay relevant in a changing world of work.
Build practical, non-technical AI fluency around your actual work — research, positioning, content, delivery and new income options.
When the decision is not just about career.
The integrated engagement that aligns money, positioning and AI capability into one plan for your next chapter.
Free webinars and The Pivot Community.
A weekly newsletter, live webinars on each pillar, Chat with Jane and a community of women weighing the same decisions. Nothing here asks you to commit.
You already know something needs to change.
A next chapter is never only a career decision. It is a money decision, a positioning decision, and now an AI decision.
Jane Onoka — career transition strategist, financial clarity coach and certified AI consultant.
Which one is keeping you up?
Not sure yet? Start with a free webinar — there are three coming up.
In their own words.
Turning 40 will have you questioning everything, including your very existence. What if I want to change my career? What if I want to take a career break? How do I prepare myself for university fees for my children? How will I manage my finances, keep my lifestyle, and for how long? These were exactly the questions I had when I started working with Jane.
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If you are a mid-career woman who wants the confidence to make career or life changes, and to have a clear, honest view of your financial runway and what freedom could look like, I would strongly recommend working with Jane. The process was humbling in the best way—it challenged some of my assumptions and helped me reset my expectations based on actual numbers rather than feelings, which has made my choices feel much more grounded and intentional. Her mix of technical know-how, structure, and genuine empathy is rare, and I came out of this feeling calmer and much more in control of what I need to do to get to my personal and financial goals.
Jane gave me something most financial advice never does: real clarity.
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She took me through a full Conscious Spending and Investment Plan, and helped me calculate my “freedom number,” the figure that tells me exactly how long I could sustain my family through a career or life transition before I needed the next job. She also helped me actively plan for the retirement life I want, now, rather than waiting for life to happen or hoping my children will take care of me. Beyond that, she helped me see how to prioritize living an abundant life while still covering what matters most for my family. A full life deserves a place in the plan, not just an apology.
Beyond the numbers, Jane helped me prioritize what’s next: growing my investments and building toward both my children’s future and my own retirement. She also reshaped how I see AI, from a productivity tool to a career agent, and connected me to The Pivot, a community of women now part of my support system.
Rare clarity, wisdom, and generosity. Highly recommend to any mid-career woman ready to take control of her financial story.
I recently completed the IMPACT AI Accelerator, a six week program designed and led by Jane Onoka, and it reshaped how I think about my own consulting practice.
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Jane taught me about AI as a working partner inside a system she has clearly tested many times over. We moved from an honest audit of my 18 years of expertise, to a specific, market ready offer, to an AI toolkit tuned to that offer, and finally to a launch package with real outreach messages ready to send. Nothing in the program felt generic. Every exercise was pulled from my own career, not a template borrowed from someone else's.
What stood out most was Jane's clarity about where AI belongs and where judgment must remain. She has spent over twenty years designing programs across more than thirty five countries, and that depth showed in how she held the balance between structure and space for our own voice. I left with a documented niche, a signature offer, and the fluency to keep building on both. I recommend Jane to any woman who has been carrying deep expertise without a clear package around it.
I was the keynote speaker when Jane launched The Pivot Community in Nairobi in March 2026, and I've watched her build it since: she teaches women 40+ to plan career transitions.
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The Pivot itself rests on three pillars: financial clarity, skills for the AI era, and mindset and purpose. What started in one room in Nairobi now reaches women across Africa, the US, and the wider diaspora.
I've stayed close to Jane's work since that launch, and what stands out is how deliberately she builds: every session, every curriculum choice, every community touchpoint serves the same goal, putting real options back in women's hands.
If you're building something for women navigating change, or you want a partner who understands both AI and the people it's meant to serve, Jane is who I'd call.
Since I began working with Jane, her framework provided me a structured way to think about my finances. Jane’s approach is straight-forward and fact-based without judgement. While this was an intimidating process to start for someone like me who had shied away from discussions about finances, I am now more honest with myself and no longer avoid looking closely at my bank accounts.
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Since working with Jane, I better understand the sequence of how to maximize my finances. Also, I now think differently about my daily financial decisions because I feel more motivated to reach the future life goals Jane helped me identify—I now make tradeoffs without being so impulsive. If you're looking to be honest with yourself about your situation without feeling judged, to get mentally organized and gain a clearer picture of where you are and where you want to be financially, and if you are encouraged by having a framework to support you, I would recommend partnering with Jane.
You do not have to solve it all at once.
Start wherever you actually are. Most women begin with something free, move to a workshop when they know what they need, and go 1:1 only when the question is genuinely theirs alone.
- 01Discover
Free activities
Free webinars on each pillar, Chat with Jane, The Pivot Community and The Pivot Dispatch. Come and see how the work is done — nothing here asks you to commit.
- Free webinars
- Chat with Jane
- The Pivot Community
- The Pivot Dispatch
- 02Solve one problem
Workshops & intensives
A paid intensive each month, rotating across the three pillars. You leave having worked on your own numbers, your own positioning, your own workflows.
- Financial Runway Intensive
- AI Advantage Intensive
- Pivot Strategy Workshop
- 03Go deeper
Private 1:1 & The Full Pivot
For when a workshop cannot reach it. Your numbers, your history, your responsibilities — analysed properly, with a strategy built around them.
- Financial Runway & Freedom
- Pivot Strategy & Repositioning
- AI Fluency
- The Full Pivot
Money, direction and capability fail separately.
- Money without direction
- You may know you can afford to leave but still not know what you are moving toward.
- Direction without runway
- You may know exactly what you want but not know whether your finances can support the transition.
- Ambition without capability
- You may know where you want to go but still need the tools and AI fluency to compete and operate effectively.
The strongest next chapter aligns all three.
Career Transition Strategist · Financial Clarity Coach · AI Consultant
- Years of experience
- 20+Years of experience
- Countries worked in
- 35+Countries worked in
Experience matters when the decision matters.
Jane Onoka brings more than 20 years of experience across international development, inclusive finance, institutional advisory work and financial services.
Her career has included work across the World Bank Group / IFC, international development organizations and gender-finance initiatives in more than 35 countries.
She combines that institutional experience with work as a Financial Clarity Coach, Behavioral Finance Advisor and Certified AI Consultant.
Jane created FinSavvy Woman and The Pivot to help accomplished women make significant life and career decisions from a position of clarity rather than panic.
Today, Jane helps women navigate career transitions with greater clarity and intention. She helps them to understand their financial runway, identify their next professional move, and build the confidence to make decisions from a position of choice rather than pressure.
She also helps women strengthen their relevance in a changing world of work by building practical AI fluency. The result is an integrated approach to transition: clarity about where you are, confidence about what comes next, and the skills and financial foundation to move forward.
Her approach combines:
“The objective is not to tell women what decision to make.”
It is to help them build enough clarity to make the decision intentionally.
“Jane possesses a rare combination of expertise and genuine commitment. Thanks to her, my finances and self-growth are on a climbing scale.”
“Jane's guidance on meaningful investing in Africa gave me clarity and confidence. A wonderful partner to work with.”
“Jane helped me contextualize my financial goals and create a practical action plan. Her workshops are life-changing.”
“Jane's financial expertise made planning for my retirement stress-free and empowering. Her insights were invaluable.”
You do not need more pressure. You need more options.
The objective is not to predict exactly what comes next. It is to build the runway, the positioning and the capability that let you choose.
Every Tuesday, one clear idea.
Perspective, a useful tool and one thing to act on — for women 40+ navigating career change, money and AI.