Jane Onoka
Career Transition Strategist · Financial Clarity Coach · Certified AI Consultant
FinSavvy Woman began as financial coaching. It has grown into a practice spanning three connected sectors, because the women Jane works with were never facing only a money question.
Today, Jane helps women navigate career transitions with greater clarity and intention — understanding their financial runway, identifying their next professional move, and building the confidence to make decisions from a position of choice rather than pressure. She also helps them strengthen their relevance in a changing world of work by building practical AI fluency.
- Years of experience
- 20+Years of experience
- Countries worked across
- 35+Countries worked across
- Pillars of the practice
- 3Pillars of the practice
Why the work is no longer only about money.
A career decision affects money. Financial realities affect how much career risk you can take. AI is changing the relevance of skills and how work gets done. Jane built the practice around all three because clients kept arriving with all three.
Financial Runway
Can I afford my next chapter?
Understand your numbers, your runway, your choices and the decision points underneath them.
Career Repositioning
What am I positioning myself for next?
Translate your experience into a clear next-chapter direction and a professional position that travels.
AI Fluency
How will I work differently now that AI is here?
Use AI practically, responsibly and strategically to create greater capability and leverage.
Career Transition Strategist · Financial Clarity Coach · AI Consultant
- Years of experience
- 20+Years of experience
- Countries worked in
- 35+Countries worked in
Experience matters when the decision matters.
Jane Onoka brings more than 20 years of experience across international development, inclusive finance, institutional advisory work and financial services.
Her career has included work across the World Bank Group / IFC, international development organizations and gender-finance initiatives in more than 35 countries.
She combines that institutional experience with work as a Financial Clarity Coach, Behavioral Finance Advisor and Certified AI Consultant.
Jane created FinSavvy Woman and The Pivot to help accomplished women make significant life and career decisions from a position of clarity rather than panic.
Today, Jane helps women navigate career transitions with greater clarity and intention. She helps them to understand their financial runway, identify their next professional move, and build the confidence to make decisions from a position of choice rather than pressure.
She also helps women strengthen their relevance in a changing world of work by building practical AI fluency. The result is an integrated approach to transition: clarity about where you are, confidence about what comes next, and the skills and financial foundation to move forward.
Her approach combines:
“The objective is not to tell women what decision to make.”
It is to help them build enough clarity to make the decision intentionally.
Bring The Pivot conversation to your community.
Jane delivers webinars, workshops and facilitated conversations for organizations serving professional women.
For organizations such as:
Topics Jane can deliver
- Financial runway
- Career transitions
- Retirement readiness
- AI fluency for professionals
- Consulting transitions
- Creating income options
- Women 40+ and the future of work
- Packaging professional experience
- AI for small businesses
“Calm confidence, intelligence and options.”
In their own words.
Turning 40 will have you questioning everything, including your very existence. What if I want to change my career? What if I want to take a career break? How do I prepare myself for university fees for my children? How will I manage my finances, keep my lifestyle, and for how long? These were exactly the questions I had when I started working with Jane.
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If you are a mid-career woman who wants the confidence to make career or life changes, and to have a clear, honest view of your financial runway and what freedom could look like, I would strongly recommend working with Jane. The process was humbling in the best way—it challenged some of my assumptions and helped me reset my expectations based on actual numbers rather than feelings, which has made my choices feel much more grounded and intentional. Her mix of technical know-how, structure, and genuine empathy is rare, and I came out of this feeling calmer and much more in control of what I need to do to get to my personal and financial goals.
Jane gave me something most financial advice never does: real clarity.
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She took me through a full Conscious Spending and Investment Plan, and helped me calculate my “freedom number,” the figure that tells me exactly how long I could sustain my family through a career or life transition before I needed the next job. She also helped me actively plan for the retirement life I want, now, rather than waiting for life to happen or hoping my children will take care of me. Beyond that, she helped me see how to prioritize living an abundant life while still covering what matters most for my family. A full life deserves a place in the plan, not just an apology.
Beyond the numbers, Jane helped me prioritize what’s next: growing my investments and building toward both my children’s future and my own retirement. She also reshaped how I see AI, from a productivity tool to a career agent, and connected me to The Pivot, a community of women now part of my support system.
Rare clarity, wisdom, and generosity. Highly recommend to any mid-career woman ready to take control of her financial story.
I recently completed the IMPACT AI Accelerator, a six week program designed and led by Jane Onoka, and it reshaped how I think about my own consulting practice.
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Jane taught me about AI as a working partner inside a system she has clearly tested many times over. We moved from an honest audit of my 18 years of expertise, to a specific, market ready offer, to an AI toolkit tuned to that offer, and finally to a launch package with real outreach messages ready to send. Nothing in the program felt generic. Every exercise was pulled from my own career, not a template borrowed from someone else's.
What stood out most was Jane's clarity about where AI belongs and where judgment must remain. She has spent over twenty years designing programs across more than thirty five countries, and that depth showed in how she held the balance between structure and space for our own voice. I left with a documented niche, a signature offer, and the fluency to keep building on both. I recommend Jane to any woman who has been carrying deep expertise without a clear package around it.
I was the keynote speaker when Jane launched The Pivot Community in Nairobi in March 2026, and I've watched her build it since: she teaches women 40+ to plan career transitions.
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The Pivot itself rests on three pillars: financial clarity, skills for the AI era, and mindset and purpose. What started in one room in Nairobi now reaches women across Africa, the US, and the wider diaspora.
I've stayed close to Jane's work since that launch, and what stands out is how deliberately she builds: every session, every curriculum choice, every community touchpoint serves the same goal, putting real options back in women's hands.
If you're building something for women navigating change, or you want a partner who understands both AI and the people it's meant to serve, Jane is who I'd call.
Since I began working with Jane, her framework provided me a structured way to think about my finances. Jane’s approach is straight-forward and fact-based without judgement. While this was an intimidating process to start for someone like me who had shied away from discussions about finances, I am now more honest with myself and no longer avoid looking closely at my bank accounts.
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Since working with Jane, I better understand the sequence of how to maximize my finances. Also, I now think differently about my daily financial decisions because I feel more motivated to reach the future life goals Jane helped me identify—I now make tradeoffs without being so impulsive. If you're looking to be honest with yourself about your situation without feeling judged, to get mentally organized and gain a clearer picture of where you are and where you want to be financially, and if you are encouraged by having a framework to support you, I would recommend partnering with Jane.
More client voices
“Jane possesses a rare combination of expertise and genuine commitment. Thanks to her, my finances and self-growth are on a climbing scale.”
“Jane's guidance on meaningful investing in Africa gave me clarity and confidence. A wonderful partner to work with.”
“Jane helped me contextualize my financial goals and create a practical action plan. Her workshops are life-changing.”
“Jane's financial expertise made planning for my retirement stress-free and empowering. Her insights were invaluable.”
You do not need more pressure. You need more options.
The objective is not to predict exactly what comes next. It is to build the runway, the positioning and the capability that let you choose.
Every Tuesday, one clear idea.
Perspective, a useful tool and one thing to act on — for women 40+ navigating career change, money and AI.